Homeowner Insurance

Your home is important to you. Whether you need to insure your first home, a seasonal home or any other dwelling, Wichert Insurance can help you find the coverage you need at affordable rates. We work with a number of different insurance carriers in order to provide the best possible array of insurance options to our customers. We have homeowners policies for houses, apartments and condominiums, and our experienced agents will shop around to help you find discounts on a homeowners policy that fits your needs.

Coverage with a Homeowners Policy

Homeowners insurance protects your home in case of a loss due to disasters such as fire, vandalism or storm damage. Certain exceptions generally apply, but your insurance agent will help you with additions to standard coverage if necessary.

In addition to protecting your home, homeowners insurance protects the belongings kept there. Also, most home insurance includes personal liability protection. This means your policy will assist in the event you are held liable for injury or damage to another individual or their property anywhere in the world. Generally, personal liability also applies to children and any other family members living in the insured home.

Additional Coverage Options

Your home is as unique as you and the people who live in it with you, so Wichert Insurance doesn’t sell one-size-fits-all homeowners policies. We’ll take the time to get to know you and understand your personal concerns. We have a variety of limits and deductible options for standard homeowners coverage. We also provide specialized coverage to meet specific needs. These options include

• Flood insurance
• Earthquake insurance
• Scheduled personal property coverage
• Seasonal or vacation home coverage
• Vacant dwelling insurance
• Rental home and landlord insurance

To learn more about insuring your home with Wichert Insurance, fill out the simple online request-a-quote form today. To speak with an insurance agent, call our office during regular business hours. We look forward to helping you protect the things that matter most.