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Wichert Insurance Blog

All You Ever Wanted to Know About Insurance

Your 2024 Insurance Tune-Up

You’ve set a goal to lose 20 pounds. You plan to exercise 3 days a week. You’re going to eat healthier, sleep better, and - ah, who knows. It'll be any one of the other resolutions we Americans make each year to be...


Preparing Your Teen Driver for Different Road Conditions and Situations

If you have a young driver in your home, you may be fearful about them driving on their own, especially in bad weather or road construction. Here are some tips to share with them to improve safety by adapting their...


Why Insurance Rates Are Going Up (and What You Can Do about Them)

No one gets excited about an increase in their insurance rates, but understanding why these increases are occurring, especially if you haven’t had a claim, can at least soften the blow a bit. Why Do Premiums Change in...


Two Vital Checklists To Prepare For Winter Storms

Days before Christmas, Winter Storm Elliot caused about $5.4 billion of insured losses in 42 states. Unfortunately, storms of this magnitude are not one-off weather events anymore. Winter weather has gotten increasingly...


Save Money With These Smart Home Devices That Make Your Home Safer

Homeowners today have never had more ways to save money through technology. Here are five smart home devices that will help you cut down on your bills and improve your home’s safety. Better safety can mean fewer...


GenZ & Young Millennials: 5 Questions You’re Probably Asking About Life Insurance

In the light of day, no one wants to think about the unimaginable happening. But those are the exact thoughts that keep us up at night: What will happen to my family if something happens to me? How will they survive?...


Renting vs. Owning a Home: Protect Your Property No Matter Which You Prefer

If you’re on the fence about renting or owning a home, here’s a helpful look at the upsides of each option. Remember to get the right insurance when you make your choice, so your property is fully protected. The...


I Got My First Apartment— Do I Need Renter’s Insurance?

Congratulations on unlocking the door to your very first place! As you step into this new chapter of your life, the thrill of independence is likely intertwining with the responsibilities that come with it. While you'...


Defensive Driving Techniques to Avoid Accidents and Insurance Claims

If you want to reduce your risk of traffic accidents and the insurance claims that accompany them - which could cause your premium to go up - you need to drive defensively. Here are some driving tips to help you avoid...


Do I Need AAA or Other Travel Insurance?

It seems like every time you almost get to the final purchase screen for your upcoming trip online, someone is there to offer you add-on insurance protection. They sure make it sound critical, don’t they? “Are you sure...


What to Look for When Buying a House to Avoid Unnecessary Insurance Claims

If you’re house hunting, you’re probably looking at many elements like the number of bedrooms or how updated the kitchen is. Don’t forget to check for these things too, which may help avoid home insurance claims should...


What to Do When You’ve Had a Fender Bender

This certainly isn’t how you planned to spend your day. No one wants to find themselves in any kind of car accident. When a fender bender happens, our nervous systems kick into overdrive. It’s best to know in advance...


Benefits of Safe Driving Apps

Many insurance carriers today offer smartphone apps that track telematics to monitor driving. Here’s how they work and how these apps may help you lower your auto insurance premium, along with a few other advantages. ...


What Insurance Commercials Aren’t Advertising

The geckos and emus are spending billions of dollars in ad campaigns to sell you their insurance they can bundle, box up, and bill you for in fifteen minutes or less. These campaigns are compelling and entertaining, but...


4 Water-Saving Tips for Your Garden

Water has been in short supply in many areas of the United States lately. And even if it’s bountiful where you live, you may be paying more for water than you’d like. Here are some tips for using less water and saving...


New Distracted Driving Law and How it Can Impact Your Towing Business

Attention all towing companies working in Ohio. As of April 4, 2023, a new law has come into effect that affects the way you operate your business. The Ohio General Assembly has passed House Bill 95, which prohibits...


The Importance of Uninsured and Underinsured Motorist Coverage

Your auto insurance is one of the most important elements of your personal insurance portfolio. But some people purchase only the minimum required liability coverage, not realizing they may be leaving themselves open to...


Avoid Rate Hikes: Don’t Drive Distracted

The State of Ohio’s new primary offense-distracted driving-is intended to cut down on the number of lives lost due to distracted drivers. In 2020, distracted driving claimed 3,142 lives across the country. That’s nine...


Keep Your Home Safe While on Vacation

Whether you’re just getting away for a long weekend or spending a few weeks out of the house, it’s important to ensure your home is safe while you’re gone. Follow these tips to help prevent break-ins, fires, and water...


Don't "Tow it Alone". Get Help Finding Good Employees in Today's Job Market.

As a towing company in today’s difficult labor market, finding new employees with the right skills and experience can be your biggest challenge. OhioMeansJobs is a job matching and workforce development system that...


Insuring Your Precious Jewelry. What You Need to Know.

Did your special someone surprise you with a gift of jewelry this Valentine's Day? How would feel if that precious piece of jewelry went missing? Jewelry is often a valuable possession that we hold close to our hearts....


How Does Inflation Affect Your Insurance Rates?

We all know that inflation is on the rise, affecting everything from gas to groceries. But did you know that inflation can also affect your home insurance rates? How much inflation affects your premium depends on...


Who Needs Life Insurance and How Much Do You Need?

It’s an unfortunate fact that life expectancy in the US has dropped recently. This has led many people to examine whether or not they should have a life insurance policy and, if so, how much coverage they should have....


Federal Motor Carrier Safety Administration Updates

The FMCSA announced some updates and changes that will impact your operations and compliance. - Safety Measurement System (SMS) would now include an electronic logging device (ELD) violations. If your ELD has the...


Family Emergency Preparedness Checklist

It seems like every day on the news that we hear stories about a hurricane, flood, or wildfire creating massive damage in the U.S. and putting people out of their homes. Have you thought about how your family would...