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Wichert Insurance Blog

All You Ever Wanted to Know About Insurance

The LIVING Benefits of Life Insurance

Did you know that life insurance can provide more than just the death benefit? Life insurance also has living benefits! A living benefit is one that allows the policy holder to utilize policy cash values and riders...

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Catalytic Converter Theft Continues to Grow

In our March 22 blog post, we highlighted the growing problem of catalytic converter theft, and we outlined steps you could take to prevent it from happening to you. Unfortunately, this problem continues to grow. The...

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How to Decide If Solar Panels Are Right for Your Home

Solar panels can provide clean electricity for your home, helping you to save money on energy costs while also doing your part to help the environment. However, not all homes are suited to solar energy. Here's what you...

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How Independent Agents Are Different from Captive Agents

When it comes to buying insurance, you have two primary options available to you: independent agents like us, and captive agents. While both can provide insurance services, these two types of insurance agents are not...

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Benefits of Using a Dash Cam

More and more people these days are choosing to add dash cams to their vehicles, and for good reason. These small cameras can be highly useful to you, especially in the event that you get a traffic ticket or are...

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Swimming Safety: 10 Tips for Summer

Summer is here and people are flocking to the water — whether it’s the beach, a lake, a river or a backyard pool. But, wherever there’s water, there’s also danger. According to the U.S. Centers for Disease Control and...

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Why You May Need Personal Offense Coverage

In today’s digital world, slander and libel lawsuits are more common than you may think. Comments made in haste or anger on social media can have lasting and far-reaching effects on a person’s reputation or character,...

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Inexpensive Fixes for a Safer Home

Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. But there are plenty of simple maintenance tasks and other improvements you can...

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Why a basic Homeowners policy isn’t always enough

Sometimes a basic homeowners policy just isn’t enough. So as your career advances and your income increases, it’s important to keep your insurance protection up to date. This helps you avoid expensive gaps in coverage...

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Catalytic Converter Theft Hurts Everyone

In a recent article, the New York Times https://www.nytimes.com/2021/02/09/climate/catalytic-converter-theft.html, outlined how Catalytic converters have become the number one targeted part of theft amongst vehicles...

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10 Tips to Help Prevent Identity Theft

Shopping online. Visiting the doctor. Buying gas. In nearly all of the things we do from day to day, there’s the risk of identity theft. You could unknowingly give your information to a fraudster thinking you’re...

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The Pandemic: The Impetus for Assessing Your Financial Security

The pandemic has caused many people to assess their financial security. With daily mortality statistics flashing across our screens, we are reminded of the fragility of our lives. We are mortal and are one unfortunate...

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Own a home? Here are two policy options you should know about

If you have a homeowners policy, you probably expect it to cover all the costs of rebuilding your house in case it’s damaged or destroyed by a covered hazard. But are you certain you have enough coverage? Read about two...

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Life Insurance: A Gift of Love

February is celebrated as the month of love. Heart-shaped boxes of candy fill store shelves and bouquets of bright red roses are plentiful. People purchase these gifts to show their loved ones how much they care. There...

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OSHA Form 300A Posting Requirements

The Occupational Safety and Health Administration (OSHA) requires employers subject to its recordkeeping requirements to post copies of their OSHA Form 300A between February 1 and April 30 of each year. Click HERE for...

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Porch Safety: Should You Leave the Lights On?

It seems like a no-brainer to leave the lights on outside your home to deter burglars while you’re away (or even while you’re asleep). But does that really work? Or is it just a waste of electricity — particularly this...

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Is it time for a Life Insurance review?

As we ring in the New Year, many of us will re-evaluate our personal and financial goals. There is a renewed energy to improve our health and to address obligations that have been put off for too long! While New Year’s...

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