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Wichert Insurance Blog

All You Ever Wanted to Know About Insurance

Do I Spring for (the Really Expensive) Car Rental Insurance?

You're already paying to borrow a car-so why do they ask you to buy additional insurance when you rent that car? The supplemental liability insurance offered is not just an unnecessary upsell to get more of your money,...


What to Check Before Buying a Used Car

With the new car market impacted by shipping delays, many people are choosing to buy used cars lately. And some people only purchase a used vehicle because it saves them money and lets the first owner figure out if it’s...


Should I Notify My Insurance Company About a New Puppy?

Having a new puppy join your household can change your life. The snuggles and kisses make getting up in the middle of the night for potty breaks worth it, but in the whirlwind of change, it’s easy to forget some...


How to Choose the Right Smart Security Camera

A security camera can help protect your property against intruders or provide evidence in the event of a break-in. But with all the technology available today, it can be tough to figure out which smart security camera...


Getting the Personal Touch: Why Work with Your Local Insurance Agency

We know just how convenient it can be to open a new search window, type “insurance” in the search bar, and click on the highest listing for an insurance giant (or emu or gecko) in your area. So, why do we continue to...


Things to Know When Shopping for Home and Auto Insurance

If you’re looking around for home or auto insurance, you may find the process confusing, especially if you’re new to buying coverage and aren’t familiar with the terminology. Here are five essential things you should...


Insurance Needs for Your Updated Outdoor Space

You pulled the trigger and finally updated your outdoor space. Now, you and your family are enjoying the fruits of this investment. But what about insurance? Valuable hardscape. Outdoor furniture. An outdoor kitchen....


Grill Safely With These Outdoor Cooking Tips

Grilling food is a fun pastime, and it’s ideal on those summer days when you don’t want to heat up the kitchen. But every year, there are accidents and home fires because people don’t grill safely. Follow these tips to...


Simple Household Pest Control Methods

No one likes the thought of having pests in their home, whether they be rodents, cockroaches, ants, or any other common household pests. If pest activity is common in your area, it is important to take steps to prevent...


The Importance of a Home Inventory

Some of us are really good at preparing for the worst-case scenarios. For this population, keeping an up-to-date home inventory is obvious. Of course, you should know what you have in your house in case of a fire or...


Landscape Maintenance Tips for Your Yard

You've worked hard to create a beautiful garden for your yard, but there is more to yard maintenance than simply mowing the lawn and watering the plants. There are plenty of other tasks you'll need to complete in order...


Avoiding Water Issues in Your Home

Water damage is one of the worst problems that homeowners can run into. Not only can it be incredibly expensive to repair, depending on the extent of the damage, but it can also create the potential for mold and mildew...


Can I Change My Personal Insurance Company?

Did you just hang up on your insurance company because they left you on hold again, and that’s the last time you’re going to stay on the line and listen to their automated teller tell you all service providers are busy?...


April Is Distracted Driving Awareness Month

The National Safety Council recognizes April as Distracted Driving Awareness Month. This event is intended to raise awareness about the dangers of distracted driving and encourage motorists like you to minimize...


Should I Bundle My Personal Insurance with My Business Insurance?

If you started your business from a room in your basement, you probably have taken a lot of care and time to make sure that your business assets are separate from your personal assets. As you’ve added new assets to your...


Commonly Overlooked Spring Cleaning Tasks

Spring is a common time for people to take on all of the cleaning tasks that they put off during the winter. With the weather getting warmer, it's the perfect time to tackle jobs both inside and outside your home. While...


What Is the Best Way to Buy Personal Insurance in My 30s and What Should I Get?

Chances are you are a long way from the choices and needs you had when you first left your parents’ house, which means your insurance needs have evolved along the way. As different needs arise-renting a place, buying a...


Four Money Moves You Should Make When the Kids Move Out

Ah, that Empty Nest feeling! For the first time in ages, you’re cooking for two, shopping for two, and paying for two. Now is the time to live it up, right? Go on, celebrate-you’ve successfully launched your brood into...


Upgrading Your Windows - How to Choose What's Best for Your House

You may not give the windows on your home much thought, but they can actually make a big difference not just in your comfort level, but also in the value of your home. You'll have a wide range of options to choose from,...


Electric Vehicle/Hybrid - What You Need to Know Before You Tow

Love them or hate them, Electric Vehicles (EV) and Hybrids are only growing in numbers. In 2021, 1.2M EV and Hybrid vehicles were sold in the US, which amounted to roughly 4% of total vehicles sold. While it is still a...


Tips for Saving Money on Heating and Cooling Your Home

If you're like most people, you like to keep your home at a comfortable temperature throughout the year. However, running your heater or air conditioner constantly uses a lot of energy, and your electric and gas bills...


OSHA 300A Forms

It is that time of year again when OSHA requires employers to submit copies of their OSHA 300A form by April 30th. A couple of items of note for this reminder: This requirement doesn’t apply to employers with 10 or...


How to Evaluate and Choose Energy-Efficient Appliances

Today's modern appliances are much more energy-efficient than their predecessors, and some are even better than the rest. When shopping for appliances, you'll likely be overwhelmed by choice, so it is important to know...


2022 and Inflation

As we head into the New Year, I wanted to pass along some timely information that you may find helpful. My video on inflation is the first in a series that I will be sending out periodically to address common hot button...


2022 Resolution- Get Financially Fit with Wichert Financial Services

In the blink of an eye, another year has come to an end. Ringing in a new year gives us the sense of renewed hope and the opportunity to re-evaluate various aspects of our lives. Many people make resolutions to improve...